Affordability Calculator

How Much Can You Afford?

Many factors come into the answer to this question. The most important are your gross household income, your down payment and the mortgage interest rate. Some lenders will also consider your assets and liabilities. Your own lifestyle and debt comfort zone also come into play.

Use the calculator below to estimate what you could afford.

Household Income/Expense Summary
Annual Household Income:
$

Downpayment:
$
Interest Rate:
%
Amortization:

Years


Mortgage Property Taxes:
$
Monthly Heating Costs:
$
Monthly Condo Fees:
$
Monthly Land Lease:
$

Monthly Loan Payments:
$
Line of Credit Payments:
$
Student Loan Payments:
$
Credit Card Payments:
$
Car Lease Payments:
$
Other Monthly Payments:
$